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| Marta Stern and Jon Hainer |
With over three quarters of California banks expected to be under some form of regulatory criticism within the next year, a review of your Risk Management and Credit Analysis policies and procedures is hardly a luxury: its an imperative.
"The reports prepared by Stern & Associates are distinguished by their thoroughness which goes beyond what we have experienced with previous consultants."
"Issues which have been the focus of guidelines, bulletins and news releases published by the regulators have been consistently addressed in loan review reports, a bonus that has been very much appreciated by the bank examiners."
"Stern & Associates provided training to our loan department staff... We saw an immediate and ultimately a vast improvement in the performance by our loan staff, for which they subsequently received accolades from the regulators."
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